EL I can't argue with your mind set, and coming from the Fire and rescue you know that there's no such thing as a accident, it's an incident (RTI for example) there's always someone at fault, or so it seems that's the way insurance works nowadays
But and here's the but incidents do happen, so please get some third party cover just incase , it ain't that expensive, mine even covers my shooting equipment for accidental (ops) cover
But and here's the but incidents do happen, so please get some third party cover just incase , it ain't that expensive, mine even covers my shooting equipment for accidental (ops) cover