Insurance?

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Andrew Pittam

Member
Joined
Oct 2, 2012
Messages
22
Location
Leeds
Now i have my shotgun certificate and plan to shoot regularly, i was thinking i should get some Insurance. seems that there is a fair few different ways to go about this, CPSA, BASC, CCC3, SACS etc, etc

So who has what insurance??? although i dont plan at present to shoot registered shoots, i was thinking that i might be as well going with the CPSA incase i changed my mind as they allow members to upgrade pro rata if they want.

your thoughts would be appreciated.

regards

Andy

 
Hi Andy.

As you say you are going to shoot regularly,if you think there is any chance you will end up wanting to do registered shoots you may aswell go with the CPSA.

Whatever you do, enjoy it.

Kev

 
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Hi Andy, Good advice from Kevin, I started down the route of not wanting to be involved in registered shoots so went with BASC and have since moved to registered shoots and have now added CPSA this year. At the moment I plan to stay with only CPSA next year.

Key is have fun!

David

 
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looked at the guns on pegs insurance but it started at £139.........bit more than i wanted to spend, and i dont really need cancellation / bad weather insurance as i dont expect to be game shooting!

 
Just out of interest, has anybody needed to use their CPSA/BASC etc insurance due to any incidents which may have occurred ? I only ask as so many insurance companies manage to side step genuine claims with exemption clauses hidden in the pages and pages of small print, which I for one rarely look at in any detail.

 
Go with the CPSA, as it looks as if you prefer clays you will probably progress (out of curiosity if nothing eles) to registered well within the first year of membership, overall it's good value

 
Hi Andy, Good advice from Kevin, I started down the route of not wanting to be involved in registered shoots so went with BASC and have since moved to registered shoots and have now added CPSA this year. At the moment I plan to stay with only CPSA next year.

Key is have fun!

David
Hi Dave

Does BASC not cover you for registered shoots?

 
Under the impression that to shoot at a ground holding a CPSA Registered shoot its a requirement that a "non-member" purchases a day pass.

BASC insurance does cover all forms of shooting, that would Include registered shoots,

 
Just out of interest, has anybody needed to use their CPSA/BASC etc insurance due to any incidents which may have occurred ? I only ask as so many insurance companies manage to side step genuine claims with exemption clauses hidden in the pages and pages of small print, which I for one rarely look at in any detail.
I used to know a keen pigeon shooter who managed to blow three fingers off his left hand in the hide. He continued shooting clays and pigeon for many years after and I do recall he got paid off by BASC insurance. 

 
Does BASC not cover you for registered shoots?
Yes it does, it is more for me that I wanted to support the sport that I had chosen. And as I already had BASC but needed to join CPSA for the competition side I have to run them in tandem for the remainder of this year.

 
Answering this question correctly falls into two main categories.

1. Insurance cover.

2. Membership of a shooting organisation.

1.  As Mike states there are a number of organisations and companies who will offer insurance cover.

The wise purchaser will study the very fine print with regards to actual cover offered.  The majority of policies offered, including those offered by some shooting organisations offer a "policy of last resort".  This means that in the event of a claim your providers insurance company will seek to wriggle out of the claim  in the event that you have some cover by way of another policy, say your home insurance.  Delays and upset guaranteed.

The policy offered by BASC is a policy of first resort.  They pick up the claim and run with it.  I know the man at BASC who initially deals with any claims, he deals with around 60 claims per annum, mainly for damage to property.

2.  We all enjoy the sport of shooting, or we wouldn't be posting on this forum.  

Shooting faces many challenges to its future.  Shooters need representation both in parliament and at international level.

The ability to have somewhere to shoot, something to shoot at, and something to shoot it with is not a God given right.

There are members of society who would cheerfully see all private firearms banned.  Lead shot is currently under scrutiny, and is already under a partial ban.

If you value your shooting you will join an organisation with a proven track record of defending and protecting shooting at every opportunity.

Some providers  provide insurance only, at a price and don't claim to do anything else.

Some organisations provide insurance, albeit as a policy of last resort, and make various claims as to their respective representation of shooters interest.  My own research conducted a few years ago proved that in the main it was either non existent, regionalised, or at a very low level when compared to the main shooting organisations.  In this respect one organisation stands head and shoulders above the rest by a country mile and then some.

In the end analysis you pay your money and make your choice.  If you wish to shoot registered shoots you have no choice other than to join CPSA, but they are not well know for protecting the interests of shooters.   I know a number of shooters who are members of two or more shooting related organisations; good on them for supporting their sport to the hilt.  

For me, its BASC all the way.

Not the cheapest by far, but when was cheapest ever the best?

You can pay monthly by direct debit for the price of a couple of pints.

webber 

 
Under the impression that to shoot at a ground holding a CPSA Registered shoot its a requirement that a "non-member" purchases a day pass.

BASC insurance does cover all forms of shooting, that would Include registered shoots,

Yes it does, it is more for me that I wanted to support the sport that I had chosen. And as I already had BASC but needed to join CPSA for the competition side I have to run them in tandem for the remainder of this year.

Thanks gents.

 
I understand the CPSA insurance covers all kinds of shooting - except mounted on horse-back. Is it still so.

Phil*

 
I am a member of both CPSA and NSRA so have 2 insurances but that's life as I need both to do what I want to do.

As a matter if interest to anyone not wanting to shoot registered competitions the NSRA insurance includes £5k UK cover for your guns and not just third party cover if that's of interest.

NSRA membership is about £80 per annum.

 
thanks all, decided to pay my £39 and join the CPSA for now, may reconsider next time round, but for now, it should prove adequate.

 
Webber is spot on with his advice and assessment.

I belong to BASC, CPSA, CA, NGO, for various membership reasons.

Recently a company I work for asked for proof of insurance whilst working for them as a double gun loader.

Only my insurance provided by The Guild of Shooting Instructors covered me for insurance whilst being employed.

All the others will cover you for third party liability and public liability, but not whilst being employed, interestingly many insurances will not cover Pickers up, because they cannot guarantee an animals (dogs) behaviour.

For participating in your sport or hobby any of the insurances including some household insurances will give you adequate cover ( check the small print or ask the insurers) but taking wages , payment or renumeration of any kind opens up a whole new can of worms and you may find that you are not insured.

Remember the advert that said 'Get the strength of Insurance around you' heed their words, make sure you are covered.

 
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